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	<title>Comments on: Bad Credit Used Car Loan: Get Finance for Buying Old Car</title>
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	<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car</link>
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		<title>By: Jennifer</title>
		<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car/comment-page-1#comment-633</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Fri, 20 Nov 2009 05:51:59 +0000</pubDate>
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		<description>Hi,
I used &quot;Credit Solution&quot; to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It&#039;s legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://d6b0.easyurl.net&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Hi,<br />
I used &quot;Credit Solution&quot; to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It&#8217;s legitimate.I came across this company on NBC News Special Edition.Check it out here:<br />
<a href="http://d6b0.easyurl.net" rel="nofollow">http://d6b0.easyurl.net</a><br /><b>References : </b></p>
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		<title>By: Steve D</title>
		<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car/comment-page-1#comment-632</link>
		<dc:creator>Steve D</dc:creator>
		<pubDate>Fri, 20 Nov 2009 05:49:59 +0000</pubDate>
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		<description>Buy a $5,000 and pay $6,000 toward your card. The main goal is to be debt free and $6,000 toward that debt is a huge step. Not to mention you can find a nice vehicle for $5,000.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Buy a $5,000 and pay $6,000 toward your card. The main goal is to be debt free and $6,000 toward that debt is a huge step. Not to mention you can find a nice vehicle for $5,000.<br /><b>References : </b></p>
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		<title>By: cinderella21078</title>
		<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car/comment-page-1#comment-631</link>
		<dc:creator>cinderella21078</dc:creator>
		<pubDate>Fri, 20 Nov 2009 05:47:59 +0000</pubDate>
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		<description>This is from my experience!! I really really wrecked mine and my husbands credit..I think you should weigh your pro&#039;s and con&#039;s..If you use the 11k to buy a vehicle then you could have no car payment and then you could pay on your debt..Or if you would rather pay your debt off and then have a car payment every month and pay on it..I think with the credit card balance at 7.9% and the car at 5.5-6%, I would pay the credit card off and make a car payment with a lower percentage..That way your credit is payed off and in the future if you need it, it&#039;s there...I hope that I have helped you..&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>This is from my experience!! I really really wrecked mine and my husbands credit..I think you should weigh your pro&#8217;s and con&#8217;s..If you use the 11k to buy a vehicle then you could have no car payment and then you could pay on your debt..Or if you would rather pay your debt off and then have a car payment every month and pay on it..I think with the credit card balance at 7.9% and the car at 5.5-6%, I would pay the credit card off and make a car payment with a lower percentage..That way your credit is payed off and in the future if you need it, it&#8217;s there&#8230;I hope that I have helped you..<br /><b>References : </b></p>
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		<title>By: Franco</title>
		<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car/comment-page-1#comment-630</link>
		<dc:creator>Franco</dc:creator>
		<pubDate>Fri, 20 Nov 2009 05:45:59 +0000</pubDate>
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		<description>Keep  $5000 of your cash for emergencies and use the rest plus an auto loan to buy the car. 

The auto loan charges lower interest than the credit card and therefore is preferable.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Keep  $5000 of your cash for emergencies and use the rest plus an auto loan to buy the car. </p>
<p>The auto loan charges lower interest than the credit card and therefore is preferable.<br /><b>References : </b></p>
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		<title>By: src50</title>
		<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car/comment-page-1#comment-629</link>
		<dc:creator>src50</dc:creator>
		<pubDate>Fri, 20 Nov 2009 05:43:59 +0000</pubDate>
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		<description>If you can get a 6% auto loan, I&#039;d do that and pay down that CC debt.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>If you can get a 6% auto loan, I&#8217;d do that and pay down that CC debt.<br /><b>References : </b></p>
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		<title>By: Kim</title>
		<link>http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car/comment-page-1#comment-628</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Fri, 20 Nov 2009 00:41:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.kickstartpress.com/car-loan/bad-credit-used-car-loan-get-finance-for-buying-old-car#comment-628</guid>
		<description>&lt;b&gt;Buying a used vehicle, should we finance or buy w/ cash but with credit debt?&lt;/b&gt;&lt;br&gt;We have $11,000 in cash.  We are looking for a used vehicle around $11K to replace our problematic vehicle.  We have also  $11K in credit card balance at 7.9%
Looks like we might be able to get 5.5-6% auto loan from a Credit Union.  What should we do?  Should we pay off some credit card and make 5K deposit to buy a vehicle or finance 100% since it is lower interest than credit card?  Any other suggestion?
Thanks all for advice.  So it is in a sense that getting a auto loan is replacing my credit debt to 5.5-6% loan that we are committed to pay off in the loan term, right?  We haven&#039;t had car payment for a while so it will be something that we should get used to.
I&#039;m in central FL and we are a member of Navy Federal CU.  I haven&#039;t found any other credit unions with better rate than 5.5% for a used vehicle (older than 2 years).  We are looking into getting a loan for 48 month or longer and under $200 per month.
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		<content:encoded><![CDATA[<p><b>Buying a used vehicle, should we finance or buy w/ cash but with credit debt?</b><br />We have $11,000 in cash.  We are looking for a used vehicle around $11K to replace our problematic vehicle.  We have also  $11K in credit card balance at 7.9%<br />
Looks like we might be able to get 5.5-6% auto loan from a Credit Union.  What should we do?  Should we pay off some credit card and make 5K deposit to buy a vehicle or finance 100% since it is lower interest than credit card?  Any other suggestion?<br />
Thanks all for advice.  So it is in a sense that getting a auto loan is replacing my credit debt to 5.5-6% loan that we are committed to pay off in the loan term, right?  We haven&#8217;t had car payment for a while so it will be something that we should get used to.<br />
I&#8217;m in central FL and we are a member of Navy Federal CU.  I haven&#8217;t found any other credit unions with better rate than 5.5% for a used vehicle (older than 2 years).  We are looking into getting a loan for 48 month or longer and under $200 per month.</p>
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